Get it on Google Play
Download on the App Store
Download on the App Store
Get it on Google Play

Where spending meets saving

Milli™ is a completely new kind of ‘intelligent bank’

It works in real-time so you’ll always know how much you can spend - and finds clever ways to help you save more from every paycheck.

How it works

Works with your
current bank

Just move the money you have left after bills to Milli’s intelligent spending card

We add some Milli

Smart, real-time insights help you control and reduce your everyday spending

More money left
for saving

Custom savings jars safely separate out the money for your goals

Smarter spending

Our intelligent card, real-time notifications and spending insights makes money clear-cut.


No more waiting for statements or doing the math in your head, just a smart bank that lets you splurge but never overspend.


You’ll always know how much you can spend and how much you could start saving.

Insights that help you save

When you know where every dollar goes, you can make the most of every dollar left. 

We give you savings jars to keep your money separate for rainy day funds, school funds, or the what-matters-most funds. And we'll also find clever new ways to add to these jars, so you can reach your goals more easily.

You’re always in control

It’s your money and getting the most from it is personal to you. Make Milli your own with goals, challenges and limits that you control.

However you choose to spend and save, we’ll be your coach along the way. We’re here to help you figure it out.

Putting customers at the heart of everything we do

We’re new here. Our app has been built from scratch, with our customers’ needs at its very core. 


But we’re also part of the FNBO family and we’ve been putting customers first for over 160 years now. We’ve learned a lot along the way, from the best in the business and people from all walks of life. We’re bringing it all to banking – and putting you at the center.

Get it on Google Play
Download on the App Store

Milli comes with

An intelligent spending card

Real-time notifications

Create custom savings jars

Friendly customer support

No fees or set up costs

*Milli Savings Account and Smart Savings Jar Annual Percentage Yield is accurate as of 07/26/2022 and is subject to change. Rates may also change after the account is opened. Fees may reduce earnings. See the disclosures for additional information and limitations.

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Copyright © 2022 Milli is a trademark of First National Bank of Omaha. All Rights Reserved. Deposit Accounts offered by First National Bank of Omaha, Member FDIC. Deposits are insured to the maximum permitted by law. 1620 Dodge Street, Omaha, Nebraska, 68197